Runstudio | The Image Bank | Getty ImagesCredit card interest rates have ballooned to record highs in recent years — and the growing portion of the formula that generates profit for card issuers is partly to blame, according to a new analysis by the Consumer Financial Protection Bureau.The average consumer paid a 22.8% interest rate on their credit card balance at the end of 2023, the highest since the Federal Reserve began tracking data in 1994.Interest charges, expressed as an annual percentage rate, are up about 10 points in the past decade, from 12.9%. Total credit card debt and average…
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Beacon Audiobooks has just released “Far Away Places: Vice Admiral Charles Emery Rosendahl and the Navy’s Airship Program†written by author M. Ernest Marshall and narrated by Doug Greene. Following the First World War, it was expected that the next war would be between Japan and the U.S. for control of the vast Pacific Ocean. Responsibility for conducting surveillance of the Pacific to detect attacks from Japan fell to the Navy. This was a problem for the Navy because surface ships were too slow and the Navy had too few of them, and airplanes lacked the range to conduct the…
The exterior of the Warner Bros. Discovery Atlanta campus is pictured after the Writers Guild of America began its strike against the Alliance of Motion Pictures and Television Producers, in Atlanta, Georgia, on May 2, 2023.Alyssa Pointer | ReutersWarner Bros. Discovery missed analyst targets for both profit and revenue in the fourth quarter as advertising slumped and the company failed to provide free cash flow guidance for 2024.Shares of Warner Bros. Discovery fell 12% in early trading Friday after the report.The company’s fourth-quarter net loss was $400 million, or 16 cents per share, compared with a loss of $2.1 billion, or…
Capital One headquarters in McLean, Virginia on February 20, 2024. Brendan Smialowski | AFP | Getty ImagesCapital One’s blockbuster takeover proposal for Discover Financial includes a $1.38 billion breakup fee if Discover decides to go with another buyer, but no such fee if U.S. regulators kill the deal, people with knowledge of the matter told CNBC.Capital One said late Monday it had an agreement to purchase rival credit card player Discover in an all-stock transaction valued at $35.3 billion.While Discover can’t actively solicit alternative offers, it can entertain proposals from other deep-pocketed bidders before shareholders vote on the transaction.In the unlikely…
Justin Timberlake has shared another new song from his next album, Everything I Thought It Was. Timberlake wrote his new track, “Drown,†with Louis Bell, Henry Walter, Amy Allen, and Kenyon Dixon, and Bell co-produced it with Cirkut. Listen to the song below.“Drown†is the second single from Everything I Thought It Was, following “Selfish.†Timberlake performed “Selfish†and the Tobe Nwigwe collaboration “Sanctified†on a January episode of Saturday Night Live.Everything I Thought It Was, Timberlake’s follow-up to 2018’s Man of the Woods, is out March 15. The pop singer begins his tour in support of the new album…
Following anti-Semitic comments he made online, Wiley has been stripped of his MBE for “bringing [the] honours system into disreputeâ€. The British Grime artist had received the honour back in December 2017 for his services to music. However, according to a list published on the Cabinet Office website, it appears that he has forfeited the MBE (via The Mirror). The honour being revoked comes in light of the numerous anti-Semitic statements made by the musician, which stem back nearly four years, and calls for action from the Campaign Against Anti-Semitism (CAA). Back in 2020, the London MC faced backlash after…
Picture the scene: you’ve had an enjoyable day of playing around in mixed reality using headset. Once you’re done for the night, you carefully pack the Vision Pro away while leaving the battery pack connected and soft front cover attached. But when you wake up to begin a new day of work while wearing the $3,500 headset, you spot a problem: a hairline crack has formed on the front cover glass.That’s a problem that at least a few users have encountered, according to a . It’s unclear how many units have been affected, though  suggests it’s a small number. The…
Apple is introducing a new cryptographic protocol for iMessage that is designed to protect users from sophisticated attacks using quantum computers. The new encryption protocol could safeguard users from scenarios where encrypted data has been stored, only to be decrypted using a quantum computer at a later date. iMessage is the second messaging platform known to introduce support for quantum-security cryptography — Signal’s PQXDH protocol was introduced last year — while adding another layer of security to protect users if keys are compromised.The company detailed the development of the new PQ3 protocol for iMessage on Wednesday, ahead of its deployment…
Are you ready for a Rookie wedding? You can guarantee that our favorite series will do it in style, and we’ve been waiting for Nolan and Bailey to tie the knot for what feels like forever! But the big Nailey wedding isn’t the only thing that makes The Rookie Season 6 Episode 2 so special! It’s also a milestone hour as the series celebrates an incredible 100 episodes! These days, any series that could reach the 100th mark at all is fortunate, as far too often, great shows get ripped from our clutches before they could…
Technology advances and novel businesses are opening up new ways to qualify materials in space. To avoid jeopardizing mission success, manufacturers rigorously test and validate novel materials before using their potentially performance-improving capabilities on customer satellites. While the International Space Station has become an important tool for experimenting with materials in low Earth orbit, companies are hungry for more accessible and cheaper alternatives to keep pace with rapid evolution in the satellite market. Enter British startup Space Dots, which raised around $1.5 million last summer to develop a smartphone-sized kit called Barnacle Dot that could be mounted internally or externally…
Bitcoin was created by Satoshi NakamotoDamien Loverso/Alamy Bitcoin’s mysterious creator, Satoshi Nakamoto, dismissed early concerns about the potential for the cryptocurrency to consume large amounts of electricity and contribute to carbon dioxide emissions, according to newly released emails. The true identity of the creator of bitcoin has never been revealed, but after the currency’s launch in January 2009, Nakamoto – a pseudonym – was active in online forums and email until late 2010, when they removed themselves from the project and dropped out of communication. … Read the original article here
Live on ‘Mars’ for a year, Disney star’s space adventure, lunar dust computer model – Physics World Skip to main content Close search menu Discover more from Physics World Copyright © 2024 by IOP Publishing Ltd and individual contributors Read the original article here
Iran presents its first hypersonic ballistic missile ‘Fattah’ (Conqueror) in an event attended by President Ebrahim Raisi and other government officials in Tehran, Iran on June 06, 2023.Sepah News | Anadolu Agency | Getty ImagesIran has sent hundreds of its powerful ballistic missiles to the government of President Vladimir Putin in Russia, furthering the military cooperation between the two U.S. adversaries, Reuters reported this week, citing a number of unnamed senior Iranian military sources.The reported transfer of the powerful weapons are set to strengthen Putin’s hand in Ukraine as the two-year mark of Russia’s full-scale invasion of its neighbor nears.…
Hey, girl, it’s me. The book at the bottom of your “To Be Read†pile. I thought maybe tonight we could hang out. You can slip me out from under this stack, slide between my pages, and get to know me better. We deserve some quality time, just you and me, away from the eight books you heaped on top of me. And those four next to the lamp. I’ve been on this bedside table for two years, and I want to take this relationship to the next level. Girl, I’m ready to open up for you.  It feels like…
Everyone has skeletons in their closet. Admittedly, some more than others. But what if I told you that instead of hiding your bony little secrets, you could wear them proudly on your wrist? As functional as it is fantastic, the skeleton watch is a tremendous timepiece that lays it all on the table—revealing its intricate inner workings via a crystal clear dial or case. Model depending, you can see the delicate gears and springs, plus all the other clever components that power it. It’s really quite special. Join me as I help you find the best skeleton watches on the…
Let’s be honest for a moment… everyone has one city that they feel intrinsically sets the blueprint for what will be significant in fashion. For some, that capital has, and always will be, New York. Others, obviously, love Paris. And then, some creatives can’t get enough of Copenhagen. While we’d never argue the influence these cities have, we’re impartial to one place across the pond: London. Remember that some of the most now influential designers started out as “new†creatives in London—e.g., JW Anderson, Kim Jones, Maximilian Davis, Grace Wales Bonner, and so on. For so many creatives in fashion,…
UPDATE (02/23/2024 at 11:48 a.m. ET) Love Is Blind Season 6’s Jeramey Lutinski has responded to the circulating post saying he was engaged when applying for the show. In an Instagram post shared late on the night of February 22, he said that he and his former fiancée had split before he applied and he was recruited for the series by a headhunter. He also said production and cast knew about his previous engagement and he talked about it in the pods, but those comments didn’t make the final cut. “Just for some clarity. 1) My previous engagement was not…
The IM-1 lander “Odysseus” in lunar orbit on Feb. 21, 2024.Intuitive MachinesA U.S. company has gone to the moon – and into the history books.Intuitive Machines IM-1 mission reached the moon’s surface on Thursday evening, in the first American lunar landing since the Apollo era.The company’s Nova-C cargo lander, named “Odysseus” after the mythological Greek hero, is the first U.S. spacecraft to land on the lunar surface since 1972. Adding to the feat, Intuitive Machines is the first company to pull off a moon landing — government agencies have carried out all previously successful missions.”We are on the surface and…